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About

In a world rife with financial opportunity and volatility, Tobin & Company provides a comforting combination of knowledge, experience, confidence.

Services

Tobin & Company specializes is a variety of investment banking services that meet the needs of our growing clientele, adapting as changes in financial regulations occur.

Industries

Beyond our knowledge and experience in investment banking, our clients appreciate that Tobin & Company has broad and deep knowledge of their specific business sectors.

Resources

In a world rife with financial opportunity and volatility, Tobin & Company provides a comforting combination of knowledge, experience, confidence.

Frequently Asked Questions

Managing Broker-Dealers in Private Placements

Mergers & Acquisitions

Advancing Strategic & Financial Objectives

Our M&A experience and expertise allows the owners and executives of small and middle-market companies to achieve their financial and business objectives from the sale of their company. Clients of Tobin & Company work directly with senior dealmakers with years of M&A experience. We are skilled at working confidentially and discreetly, and we have the experience, focus and ability to execute the most challenging M&A transactions.

Business Review & Valuation

The TOBIN process begins with a thorough analysis of your company, the competitive environment and the market in which it operates. Tobin & Company then identifies potential market opportunities to best realize client objectives.

Create Marketing Materials

We develop comprehensive, acclaimed marketing materials, including an Information Memorandum and an Executive Summary, depicting the company’s strengths and investment highlights.

Identification of qualified buyers

We resourcefully create a broad list of targeted buyers through our extensive network. Our knowledge and our databases of strategic and financial candidates worldwide make the difference.

hands-On Involvement Through Close

To execute the final sale, TOBIN works closely with our client to evaluate all viable offers. We represent our client’s best interest from the initiation of negotiations, through due diligence and finally to consummation of a transaction.

TOBIN TIDBIT

Five
Questions

to Ask Before You Sell Your Business

1

First Things First: Have a Meeting with Yourself!

Many business owners started their business and have worked tirelessly to make it grow into what it is today. For these business owners, selling their company is not unlike driving away after dropping their youngest child off at their chosen university. Such an event magnifies a new stage of life . . . happy, sad, proud, uncertain – you get the picture.
With that in mind, the first step we recommend is to grab a pencil and notebook, go to a quiet place where you can’t be interrupted, and ask yourself these questions.

2

Why Do I Want to Sell?
There are many reasons why owners decide to sell, but a few of the more common ones include:
  1. monetizing and capturing some value and reallocating the rest to another venture.
  2. desiring to slow down life a bit before full retirement.
  3. cashing out assets for estate planning.
  4. full retirement; and potentially.
  5. unanticipated events.

3

What Kind of Buyer Am I Seeking?
Make no mistake, money is the primary reason owners sell. Some owners simply want to take the money and run. If the highest price is the only motivator, any buyer with money will do. In this case a strategic buyer may fit the bill. They will often absorb the business and reduce staff of the target company, then move on to the next opportunity. Other owners may want to see “their” company continue as a going concern, under the same name, assuring that key personnel are protected, and that the company’s philosophical continuity is preserved, relatively speaking, as a legacy. This kind of seller requires a different Which kind of seller are you?

4

What Is My Exit Strategy and Succession Plan?
There’s much more to an exit strategy, but on the surface, it identifies an individual who will manage the business daily as you leave, identifies key issues that can be roadblocks to buyers, and quantifies how much money you’ll need to maintain your lifestyle after the sale.

5

How Do I Want to Be Paid?

Do you want 100 percent cash at closing, or would you be willing to work through a buyout over time? Do you want to pass the business on to family members? Are there other benefits you want from the sales package?
You likely already have a wealth advisor guiding your investments and financial goals. That person can help you answer this and other important financial questions.
These answers that you penciled together are your objectives for the sale of your business. Hold firm to them throughout, unless presented with an overwhelming case for change. These “guiding tenets” will make the entire process of selling your business run more smoothly.

Mergers & Acquisitions Q&A

A mergers and acquisitions advisor guides business owners through the entire process of selling their company. At Tobin & Company, that means starting with a thorough review of your business, developing compelling marketing materials, identifying qualified buyers, and staying actively involved through negotiations, due diligence, and closing. Our M&A advisory services are designed to protect your interests, maximize your outcome, and handle the complexity so you can stay focused on running the business during the transition.
Readiness depends on more than financial performance. Effective business exit planning starts well before any formal process. Before pursuing a sale, business owners should have clarity on their motivations for selling, their preferred type of buyer (strategic vs. financial), their exit timeline, and how they want to be paid. Tobin & Company advises clients to work through five essential questions before engaging in any process: Why are you selling? Who do you want to buy your business? What is your ideal exit? When do you need the proceeds? And how do you want to be paid? Working through those questions honestly shapes a stronger, better-prepared sale and positions you to sell my business on your terms rather than a buyer's.
A strategic buyer is typically an operating company seeking to acquire your business for synergistic reasons, such as expanding market share, adding capabilities, or entering new geographies. A financial buyer, such as a private equity firm, is primarily motivated by return on investment and often plans to grow and eventually resell the business. Each type has distinct motivations, valuation approaches, and post-close implications. Tobin & Company sources both types of qualified buyers globally and helps clients evaluate which buyer profile best aligns with their goals.
Confidentiality is one of the most critical elements of any successful transaction. If employees, customers, competitors, or suppliers learn a business is for sale before the right time, it can damage operations, erode value, and complicate the deal. Tobin & Company manages every step of the sale process with discretion, from developing non-disclosure agreements before sharing any materials to carefully controlling how and to whom information is released throughout the engagement.
A confidential information memorandum, commonly called a CIM, is a comprehensive document that presents your business to prospective buyers. It covers your financial history, business model, market position, competitive landscape, management team, and growth opportunities. A well-crafted CIM tells your company's story compellingly and professionally, setting the stage for serious buyer interest. Tobin & Company develops these materials as part of every M&A engagement. Sometimes also called an information memorandum, the CIM is one of the most important documents in how to sell a business effectively.
Tobin & Company draws on 39 years of investment banking experience and a broad network of strategic and financial contacts to identify buyers who are both genuinely interested and financially capable of completing a transaction. Our M&A advisory services include global buyer sourcing, evaluating each candidate for strategic fit, financial strength, and alignment with the seller's goals before any substantive discussions begin.
Tobin & Company works with small and middle-market companies across a range of industries. Middle market M&A requires both sector knowledge and transaction experience, and the firm brings both to each engagement, analyzing the competitive landscape and market positioning of each business as part of its process.
The timeline for selling a business varies depending on the complexity of the company, the state of the market, and how prepared the seller is entering the process. Most transactions for small to middle-market companies take between six months and a year from initial engagement to closing. Thorough business exit planning on the front end including clean financials, organized records, and clearly defined objectives generally contributes to a smoother and faster process.
The due diligence process is the period during which a buyer investigates the business in depth before finalizing a transaction. Having a clear due diligence checklist prepared in advance covering financials, contracts, customer records, and operational documentation is one of the most important things a seller can do to keep a deal on track. Tobin & Company remains actively involved throughout this phase, helping coordinate information flow, anticipate buyer questions, manage documentation requests, and address issues as they arise. This ongoing involvement protects sellers from surprises and helps keep deals moving toward closing.
Selling a business is often the most significant financial transaction a business owner will ever undertake. Without experienced M&A advisory support, owners face risks including undervaluation, confidentiality breaches, poor buyer selection, and unfavorable deal terms. An M&A advisor like Tobin & Company brings market knowledge, a qualified buyer network, negotiating experience, and process discipline to an otherwise complex and emotionally charged situation. The result is typically a better outcome with far fewer complications which is why most owners who want to sell their business successfully choose to work with an advisor rather than going it alone.
Yes. While Tobin & Company is headquartered in Charlotte, North Carolina, we have offices in Montana and New York. Our firm actively works with business owners and identifies buyers globally. The firm's buyer sourcing and advisory work spans national and international markets.
A letter of intent (LOI) is a preliminary agreement between a buyer and seller that outlines the key terms of a proposed transaction including purchase price, deal structure, and any exclusivity period before a final purchase agreement is executed. Once a buyer and seller agree on terms and sign a letter of intent, the transaction moves into due diligence and final documentation. This phase involves the buyer conducting a thorough review of the business, the parties negotiating final purchase agreement terms, and both sides working toward a formal closing. Tobin & Company stays engaged throughout this period, helping manage the process and protecting the seller's position.

Service for any Challenge

Most websites deploy “contact us” and then companies are disappointed when no one does.

Contact Tobin & Company and here’s what you get – we’ll listen. And we will give
you our opinion about whether our services might be a good fit for your needs.

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